Insurance

Instant Unoccupied Home Insurance for Auction Properties

Just bought a property at auction? You’re responsible for insuring it from the moment the hammer falls, often before you’ve had a chance to review your options. Auctions frequently conclude late in the day, giving you little time to arrange protection. That’s where Insuristic can help, click the button below.

With Insuristic’s unoccupied home insurance, you can:

• Get insured in minutes from your mobile
• Choose short-term or annual cover, no long commitments
• Pick from three levels of protection: Bronze, Silver or Gold
• Benefit from no policy fees or early cancellation fees, with pro-rata refunds if no claims are made
• Enjoy UK-based in-house claims support

These policies are ideal for empty properties bought at auction, whether you’re:

• Leaving the property empty in the short term
• Completing non-structural renovations (up to £50,000)
• Preparing for resale, letting or occupation

Fast, flexible, and ideal for auction buyers.
Click to get a quote in minutes.

Who Can Use This Cover?

To qualify for this unoccupied home insurance:

• The property must be in England, Wales or Scotland (excluding flats or maisonettes)
• The cost to rebuild the property in the event of a total loss is below £750,000
• The buyer must be a UK resident, or hold a UK passport and UK bank account

How It Works

• Get a quote in under two minutes
• Buy securely online
• Receive your policy documents instantly via email
• If your quote is referred (e.g. due to condition or location), our underwriters at SJL Insurance Services will call you during office hours and arrange a quotation over the phone.

About the Cover

• Choose from Bronze, Silver or Gold cover levels (See details on Insuristic’s Unoccupied Home Insurance Page)
• Insure for 3, 6, 9 or 12 months
• Non-structural renovations covered up to £50,000, subject to providing details during the quotation request.

Why It’s Ideal for Auction Purchases

• Arrange cover quickly and easily when time is short
• Buy broad protection to safeguard your investment
• No policy fees or early cancellation fees, with pro-rata refunds if no claims are made

Visit Insuristic’s Unoccupied Home Insurance Page to get covered instantly.